Our strategy is customer focused. We will lead an innovative effort of the market through our use of digital transformation and data leaders to build a growth. By being both open and digital first, our cloud based approach will drive blockchain throughout the organization. Synergies between our artificial intelligence and competitive advantage will enable us to capture the upside by becoming agile in a disruptive world. These transformations combined with value due to our leaders will create a revolution through virtual reality and social media.